Saturday, September 5 2015 09:28

 The insurance policy for the four classes is now possible to register, pay for and acquire in the VTB Armenia Bank, which is MTPL, insurance of real estate and property, health insurance, accident insurance. These are the insurance policies with a convenient and popular set of conditions, risks and sums insured. Convenience for the customer is that there is now no longer needed to go to the office of the insurance company for registration.

The press service of the bank told ArmInfo, MTPL can be purchased in addition to the basic MTPL with coverage in all areas doubled, reaching up to AMD 18 million. Insurance of real estate and property allows the customer to insure against various risks (fire, gas explosion, flood, burglary), not only own property but also property within the territory of insured property (relevant especially in those cases where in the apartment buildings neighbors dowse the other neighbors). Health insurance involves outpatient care (instrumental and laboratory research, medical consultation), as well as accident insurance with the possibility of an international consulting a doctor in the famous clinics in the world. Accident insurance provides coverage for enhanced risk, namely, the most frequent causes of accidents - stroke, heart attack, cancer, etc. 

Property and health insurance is carried out by using products of the "RESO" insurance company and accident insurance and purchase of MTPL insurance policy- by using products of the "Rosgosstrakh Armenia" insurance company. The service is available at all branches of VTB Armenia Bank.  According to the Ranking of Insurance Companies of Armenia by the "Arminfo" news agency, 

"Rosgosstrakh Armenia" insurance company in the first half of 2015 was ranked first in Armenian insurance market by volume collected bonuses during this period totaling to AMD 5.2 bln. Market share reached 32.2%. In the structure of the insurance portfolio the share of MTPL amounted to 61.7% or AMD 3.2 bln. According to this indicator, the company kept the first position, occupying 33.3% of the market. By the collection premiums for insurance against accidents "Rosgosstrakh Armenia" occupied the second position with a volume of AMD 52 million or 1% of the insurance portfolio. Market share is 19%.

"RESO" insurance company by the volume of collected premiums in the first half of the year ranked the fifth position - AMD 1.3 bln. This market share was 8.4%. In the collection of premiums on health insurance company took the fifth position with the indication of AMD 160 mln (the share of 11.9% of the portfolio). Company's market share in this segment is 6%. By the property insurance against fire and natural disasters RESO occupies the fourth position with an index of AMD 62.6 mln (the share in the portfolio of 4.6%). Market share is 6.3%. In terms of insurance premiums from other property damage the company ranked the third, with the figure of AMD 1.6 million (the share in the portfolio of 0.1%). The share of the market is 1.1%..