Small and medium-sized enterprises (SMEs) are exempted from interest payments until the end of 2013 if they receive a loan from Ameriabank now. In addition, the Bank pays for the property (collateral) evaluation and insurance and provides its customers with international Visa/MC Business or Gold cards without additional collateral. The press service of Ameriabank has told ArmInfo that the loan amount ranges from 5 mln AMD to 80 mln AMD.
The source says that the loan is preliminarily approved 2 days after the application. This new offer of Ameriabank will contribute to development of SMEs and strengthen their advantages in terms of competitiveness.
According to the Financial Rating of the Banks of Armenia by the Agency of Rating Marketing Information (ArmInfo), Ameriabank is among the top 10 leading banks in terms of SME lending (25.2 bln AMD as of 1 July 2013). The share of SME lending in the total loan book of the Bank is almost 16%.
Ameriabank CJSC is a universal bank offering corporate, investment and retail banking services in a comprehensive package of banking solutions. Ameria Group has been the majority shareholder of the Bank since November 2011 (99.99%). Ameriabank has 9 branches: 5 in Yerevan, 1 in Kajaran, 1 in Dilijan, 1 in Vanadzor, and 1 in the Nagorno-Karabakh Republic.