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VTB Bank (Armenia) launches a "Super-rate" offer - conscientious borrowers regain 10% of the loan interest paid

  • Friday, July 11, 18:45

VTB Bank (Armenia) has launched a "Super-rate", a special offer for its conscientious customers. Following the full redemption of the loan, the borrowers regain 10% of the total amount of the interest paid.   

The press service of the Bank has told ArmInfo that from now on the customers can receive an installment credit at over 700 trade outlets of VTB Bank's partners without any advance payment at an interest rate starting from 10% p.a. Having properly made the monthly payments and completely redeemed the loan, the conscientious borrowers regain 10% of the loan interest paid.      

The source says that the decision to provide the loan is taken within minutes and requires a passport (or an ID card) and a social card. The customers can receive detailed information on the "Super-rate" offer by visiting the Bank's website www.vtb.am or dialing 87-87.    

"The "Super-rate" offer combines an opportunity to acquire a product/service and a chance to accumulate and maintain the financial resources. VTB Bank (Armenia) seeks to encourage its conscientious borrowers by refunding a part of their installment credit interest paid. The key point of the offer is the far-sightedness of the customers, who get an opportunity to save on the amount of interest by regaining 10% of the interest paid in case of conscientious monthly payments", says Yuri Gusev, Director General, Chairman of the Management Board of VTB Bank (Armenia).

According to ArmInfo's Rating of Banks of Armenia, as of Apr 1 2014 VTB Bank (Armenia) had the biggest consumer loan book - almost 80bln AMD. The share of consumer loans exceeds 33% in the Bank's total loan portfolio, over 90% in the portfolio retail loans, and about 20% in the aggregate consumer loans of the Armenian banks. In 2013, VTB Bank (Armenia) increased its consumer loan book by 38%. At the yearend of 2013, the Bank's net profit was almost 5 billion AMD (28% year-over-year growth).

VTB Bank (Armenia) joined VTB Group in April 2004 and is fully owned by VTB Group, the second biggest bank in Russia. VTB Bank (Armenia) is one of the leaders of Armenia's banking sector. It has 67 branches all over the country (the largest branch network in Armenia).

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