In 2015, Anelik Bank increased the personal time deposits by 16% to 42 bln AMD, while the retail lending rose by 20% to 30 bln AMD. The press office of Anelik Bank has told ArmInfo that the total amount of time deposits grew by 7% to 45 bln AMD in 2015, while the total lending grew by 6% to 63 bln AMD.
"In 2015, Anelik Bank ensured good indices in both deposit and loan portfolios. The rising share of personal deposits in the deposit portfolio is especially noteworthy. This demonstrates that the customers' confidence in the Bank has grown," says Astghik Martirosyan, PR Representative of Anelik Bank.
According to the Financial Rating of Armenian Banks by the Agency of Rating Marketing Information (ArmInfo), as of 1 Jan 2016, Anelik Bank is among the TOP-10 in terms of personal time deposits and retail lending. The Bank is intensively extending the range of its retail products. In 2013, the Bank introduced the Simple Fast package and has already managed to launch several attractive and affordable types of consumer loans, regularly improving the lending terms and facilitating the mechanism of loan disbursement. By 2015, the retail arsenal of Anelik Bank included several loan products: "Wedding", "Festive", "Fast+", "Simple Fast Auto", etc., as well as a Simple Fast business loan for SMEs, with part of them being card loans. In 2015 the Bank also launched Simple Fast Universal card loans and a revolving line of credit. In early 2015, Anelik Bank raised the interest rate for AMD deposits (to 16-16.25%) and ensured high dynamics at the end of the year. To note, the sole owner of Anelik Bank is Credit Bank S.A.L. (Lebanon), which increased its stake from 89.95% to 100% in Q4 2013.