by Gayane Isahakyan
The ACBA-CREDIT AGRICOLE BANK American Express® Cash Back Card is a new and innovative product which offers Cardmembers financial control as well as the opportunity to earn rewards in the form of cash back. The cash back feature makes every day purchases even more rewarding by offering cash back on all purchases in Armenia, including a double cash back rate for purchases at leading supermarkets.
This is the first American Express-branded Card in Armenia which you can get without credit line, giving Cardmembers control their finances and enabling them to benefit from financial rewards conveniently and easily.
New way to earn rewards:
The ACBA-CREDIT AGRICOLE BANK American Express® CashBack Card offers up to 2% cashback for everyday spending using the Card
• 1% cashback for all point of sale transactions made in Armenia • 2% cashback for all transactions in a number of supermarkets in Yerevan and Regions of Armenia
Convenient way to gain financial control:
On opening the American Express Cashback Card, customers can choose a Card which offers either pay in full functionality or the Card can be provided with overdraft functionality, depending on customers financial In addition, Cardmembers of the American Express Cashback Card also benefit from access to American Express Selects, an online platform where Cardmembers can choose from hundreds of specially selected local and global offers. Customers can also choose to have their cards in Armenia Dram, Euros or U.S. dollars denominations. The annual card fee is just 6000 AMD per year.
The ACBA-CREDIT AGRICOLE BANK American Express Cash Back Card can be obtained at any office of the ACBA-CREDIT AGRICOLE BANK and via on-line application at the sites www.americanexpress.am
Bank was founded in 1995 in the frames of Europian “TACIS” program. The model of French Credit Agricole Bank was chosen as a banking model for the bank. The consulting and technical support of the Credit Agricole Bank turned into partnership, which lead to the establishment of "ACBA LEASING" CJSC, the first lease company in Armenia. In 2006 the French Credit Agricole Group became the principal shareholder of ACBA bank. The assets, credit investment, equity and the volume of bank deposits as of April 1st of 2014 are respectively 364.6 billion AMD(640 million USD), 178 billion AMD(430.6 million USD), 53 billion AMD(128.2 million USD) and 109.6 billion AMD(265.1 million USD). The fact that the amount of clients of the Bank has multiplied 25 times from its establishment date now reaching 276 000 is the best evidence of trust to the Bank. In the last 10 years the number of the Bank’s branches increased 5 times and became 49. The number of employees has reached 1060, whereas in the 1995 there where just 12 people working for the Bank.
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