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Armenia's Deputy FM: As long as Azerbaijan continues to be non-constructive, there will be no progress in Nagorno- Karabakh peace talks

Till Dec 31 2014 Ameriabank will offer 1% bonus for mortgage loan transferred from another bank

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Ameriabank offers SME-borrowers to transfer their SME loans to Ameriabank and get 1% of the loan back

  • by Erik Abrahamyan

  • Tuesday, June 10, 00:10

 Ameriabank has announced a new campaign SME loans "Boomerang" for May 12 - August 31. The bank offers SME-borrowers to transfer their SME loans to Ameriabank and get 1% of the loan back, Ameriabank press-service told ArmInfo.  

"Thus, before the summer vacation season you get a bonus in the amount of 1% of your loan, just by changing the place of the repayment of your loan," the bank announces. 

The bank also pledges to take care of all the expenditures related to the pledge.     Loans are provided on the standard terms of SME, except for the following clauses:  lump-sum fee for loan provision is not charged,  loans are provided for a minimum term of 3 years,  in case of repayment of the loan before the due date within 3 years, a lump-sum fine amounting to 2% of the repaid amount is charged.  A borrower can take part in the campaign if his existing loan is a retail business loan /credit line (overdraft) secured by property; the sum of the existing loan amounts to 10 million - 100 million AMD; the existing loan has at least a 3-month history of service and 3-year residual maturity at another bank.  According to the Financial Rating of Armenian Banks prepared by ArmInfo News Agency, Ameriabank is among top ten banks by SME finance with 36.5 bln drams as of April 1 2014 (nearly 50% year over year growth). The share of SME finance in Ameriabank's loan portfolio is over 20%. Ameriabank is the leader in terms of corporate lending (nearly 150 bln drams with a 12% year over year growth). The bank is among top three banks by the net profits and among top ten banks by ROA and ROE.

Ameriabank CJSC is a universal bank providing a full orange of investment, corporate and retail banking services. Ameria Group CY Ltd is the sole owner of the bank. 

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